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Insurance – is a topic most of us generally
relegate to the same status as taxes and in some case is easily neglected
and little thought about until we receive the premium billing. Like tax
management and maybe even more so, since a major component of taxes is
unavoidable, proper insurance management can go a long way in providing
the best insurance coverage for the least dollars spent.
Do I have the proper insurance coverage? Do I have
holes or double coverage in my insurance? Am I over insured, underinsured,
or properly insured? Do I need supplemental insurance coverage? Should I
or do I need to take out a special risk insurance policy?
Can I reduce underwriting risk? Can I save money?
All of these are valid questions and whether you own
a business, a farm or are an individual, from time to time one should have
their entire insurance program reviewed with the idea of addressing these
questions and any others that may be unique to your situation. A little
time invested can easily save you a lot of money in the long run.
Our resident insurance agents – Brandy Darrow
and Sherry Herald can review your insurance and give you an honest
assessment of your insurance coverage and may even find ways to save you
All it takes is for you to give them a call at
800-320-9273 or 217-322-6758
This service is provided free of charge and is
another way we at First State Bank of Beardstown are:
PARTNERING WITH YOU IN YOUR FINANCIAL SUCCESS
( Insurance products are Not FDIC Insured; May go down in value; Not Financial Institution guaranteed)
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