Deposit Accounts

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FDIC Temporary Liquidity Guarantee Program

The First State Bank of Beardstown is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from coverage available under the FDIC's general deposit insurance rules. Please note separate rules apply for business checking accounts and also for our merchant service customers.






First State Bank of Beardstown and First State Bank Rushville are pleased to offer a variety of deposit accounts to meet our customer needs:


  • CheckPlus Personal Club Checking Account
  • Regular Personal Checking Account
  • Business Checking Account
  • N.O.W. Accounts
  • Money Market Demand Accounts
  • Statement Savings
  • Certificates of Deposit

    (Including Pacesetter C.D.'s)

  • CheckCard
  • Direct Deposit Accounts
  • Christmas Club
  • IRA Accounts
  • Bank-By-Mail
  • Night Depository
  • Cashier's Checks & Money Orders
  • Travelers Cheques
  • U.S. Savings Bonds
  • Safe Deposit Boxes
  • Wire Transfer Funds
  • Tax Depository Service


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2005-2007, First State Bank of Beardstown


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